7 Stunning Under 20 Lakh House Designs: Affordable, Stylish and Practical

Dreaming of a stylish home but worried about the budget? Believe it or not, you don’t need a fortune to craft a beautiful, functional space. In fact, some of the most innovative homes are built on a budget, and we’re here to show you how. Whether you’re a minimalist, a pastel lover, or someone who needs storage solutions galore, this under 20 lakh house design list proves that with a bit of creativity and clever planning, you can have your cake and eat it too. From chic apartments in Bangalore to cosy homes in Noida and beyond, let’s dive into the seven best house designs under 20 lakh that make affordable living look like a dream come true.

Under 20 lakh house design #1: Minimalist millennial dream

Looking for a 20 lakh house design that won’t make your wallet weep? Tiasa and Akashdeep’s 3BHK Bangalore pad might just be your cup of chai. This 20 lakh budget house is minimal chic at its finest, proving you can live in style without selling a kidney!

Budget: 17 lakhs

Stand out features and design lessons from this under 20 lakh home design:

• Neutral nirvana: Beige, white, and the softest pastel blue you’ve ever seen grace this house designed with minimalist style interior design. It’s like someone bottled calm and splashed it all over the walls. Your Instagram followers won’t know what hit them
• Fluted finess: These panels have been reigning the interior design for some time now and it looks like it’s here to say. These groovy patterns bring in a rhythmic feel and breathe fresh air into clean lines and uncluttered space – a perfect addition to a minimalistic setting
• Study in style: The study room is where the magic happens. With its dreamy blue hues, a guitar standing prouder than a peacock, and a dust-proof cabinet (because who has time to dust?), this study room design is a millennial’s dream come true

Fancy a gander? Take a tour of this 3BHK apartment in Vajram Newtown Apartments in Bangalore. 

Under 20 lakh house design #2: Pastel lover’s paradise

Mad about pastel colours but don’t want your 20 lakh home design to look like a unicorn’s daydream? Take a leaf out of Pushpanjali and Amit’s book. Their Noida nest shows how a 20 lakh budget house can be pretty as a picture and practical as your mum’s advice.

Budget: 13 lakhs

Stand out features and design lessons from this under 20 lakh budget house plan:

• Lilac love-in: The living room is so lilac-y, that you’ll feel like you’re floating in a lavender field. And those Victorian-inspired wall trims? They’re adding more drama to your Netflix binges than the shows themselves
• Kitchen wizardry: This silver frost L-shaped kitchen design is like that friend who’s annoyingly good at everything. It’s got more tricks up its sleeve than a magician – from Tambour units to wicker baskets, the storage game is strong here
• Green with envy: The master bedroom brings the outside in, minus the mosquitoes. With its garden view, green theme, and floral curtains, it’s like sleeping in a botanical garden, but with better pillows

Seeking pastel-hued inspirations? Check out this 2BHK home in Ratan Pearls Noida.

Under 20 lakh house design #3: Done in 30 days!

Hold onto your hard hats! This 20 lakh house design was put together faster than you can say “best house design under 20 lakh” three times. In just 30 days, Livspace turned Lalit’s Noida home from meh to marvellous. 

Budget: 12 lakhs

Stand out features and design lessons from this under 20 lakh home design:

• Kitchen marvel: The white kitchen design with brass handles is posher than a five-star hotel’s. But that’s not all, with storage max at the heart of it, this kitchen can hold all your cooking essentials
• Bedroom bliss: The master bedroom has a grey king-size bed with more storage than you expect. Wall panelling and pendant lights make it cosier than a bear hug from your favourite teddy
• Kid’s paradise: A double bunk bed that’ll make the kids feel like they’re in a treehouse, minus the splinters. There’s even a study table for when they’re not planning their next pillow fort

This 20 lakh budget house proves that good things can happen quickly. Who needs months of renovations when you can get a dream home in 30 days?

Read more about the 3BHK home design in Amrapali Dream Valley in Greater Noida.

Under 20 lakh house design #4: Luxury on a budget

Think you need deep pockets for a luxe pad? Think again! Satish’s Gurgaon home in Raheja Atharva is proof that you can live well on a modest budget. This 20 lakh home design is all about smart choices.

Budget: 17 lakhs

Stand out features and design lessons from this under 20 lakhs house plan:

• Storage galore: This home design under 20 lakhs has more clever hideaways than a good plot twist movie. From sneaky dresser units to wardrobes that could hide a small country, it’s a clutter buster’s dream come true
• Light fantastic: The lighting choices here are what make the place truly shine. That chandelier in the living room? It could give the Northern Lights a run for their money
• Decor delight: With fancy window curtain designs and arty bits and bobs, this home is more dressed up than a Bollywood awards night. And that world map on the wall? It will be sure to get your guests talking – a great conversation starter!

This best house design under 20 lakh shows you don’t need to spend a fortune to live well. It’s not just a home, it’s a 20 lakh budget house with big aspirations!

For more lessons in luxury on a budget, take notes from this 3BHK interior design in Raheja Atharva Gurgaon.

Under 20 lakh house design #5: Modular magic

If you think that designing a great 20 lakhs house plan requires an even greater investment, think again! This 20 lakh house design in Sunrise Orlem, Mumbai, is proof that modular is marvellous and doesn’t cost the earth.

Budget: 16 lakhs

Stand out features and design lessons from this under 20 lakh budget house plan:

• Material matters: From MDF to plywood, this home’s got more types of wood than a forest. The home uses a mix of durable and cost-effective materials that strike the perfect balance between budget and efficiency 
• Living room luxe: With bold colours and plants galore, the living room of this modern house designed under 20 lakhs is fresh and inviting. The suede-finish furniture and brass table legs? Posher than afternoon tea with the Queen. When you keep your backdrop design simple, let the decor and furnishings do the talking!
• Bedroom bliss: Wallpapers and light shades make the bedrooms more relaxing than a spa day. And that cosy jhoola? It’s the cherry on top of this 20 lakh budget house design sundae

This home under 20 lakhs house design proves that with Livspace’s modular magic, you can have luxury, plenty of space and beautiful designs – all while staying under budget! To see it yourself, take a tour of the 3BHK interior design for Sunrise Orlem Mumbai.

Under 20 lakh house design #6: Plenty of storage

Got lots of belongings? Karunakar’s Hyderabad home might just be the design inspiration you are looking for. This 20 lakh budget house plan is a storage solution dream, proving you can keep all your knick-knacks without living in a jumble sale.

Budget: 12 lakhs

Standout features and design lessons from this home design under 20 lakhs: 

• Kitchen quest: When it comes to maximising your kitchen space, parallel kitchen designs are a great choice. This kitchen has more storage spots than you’d think possible. From cabinets to wicker baskets, it’s a storage paradise disguised as a kitchen
• Red-hot bedroom: Many people shy away from the use of bold colours in their houses but use it right and you shall have a masterpiece in hand. Balanced with neutral tones and decked with minimal decor, this bedroom is a winner. We love how the wardrobe wraps around the bed like a warm hug, with more storage than you can shake a stick at
• Sleek and chic: Despite all the storage, this home design under 20 lakhs maintains a clutter-free look. Credits to the well-designed storage units that have no protruding edges. Take a look at the crockery and TV units if you don’t believe us!

This 20 lakhs budget house plan proves you can have plenty of storage without sacrificing style.

Want to learn how to maximise storage? Check out the stunning 2BHK interior design for Kalpataru Residency Hyderabad.

Under 20 lakh house design #7: Focus: Vastu lessons in a white wonderland

Thought following Vastu Shastra tips was as complicated as solving a Rubik’s cube blindfolded? Johnny Basha’s 20 lakh house design in Nizampet, Hyderabad, begs to differ. It’s a white wonderland that’s more aligned than a yoga instructor’s chakras.

Budget: 17 lakhs

Standout features and design lessons from this 20 lakhs house plan:

• White magic: White colour has been an evergreen choice in the world of interior design. Not only is it Vastu-compliant but it lets the other design aspects truly shine
• Dining delight: The dining area of this 20 lakh budget house design is cosier than your favourite blanket, with bench-style chairs that can be shuffled around fast when you have unexpected guests over for dinner
• Kitchen keepers: The kitchen’s blue glass backsplash is a real eye-catcher. However, it’s not just about the aesthetics here; they are super practical too – easy to clean and maintain! 

This modern house design under 20 lakhs proves you can have a Vastu-compliant home that’s also stylish and Instagram-worthy!

For more Vastu-compliant tips, walk through the 3BHK villa interior design in Hyderabad.

How can Livspace help you?

An under 20 lakh house design may seem like a dream for most people! But at Livspace, we strive to create dream homes for everyone, irrespective of budget constraints. 

Eager to get started on your dream home? Book an online consultation with Livspace to get started. Our team of seasoned and creative designers is ready to collaborate with you to bring your vision to life.

• Our expert team can custom design your dream home with curated render designs and expert advice
• We have delivered over 75,000+ happy homes
• Count on us for high-quality and durable materials

Disclaimer: All contents of the story are specific to the time of publication. Mentions of costs, budget, materials, finishes, and products from the Livspace catalogue can vary with reference to current rates. Talk to our designer for more details on pricing and availability.